Factorsaffectinggroupbasedloanrepayment performance:(ThecaseofOromiaCreditandSaving ShareCompany,JimmaBranch)

FentahunAsfaw; YibeltalAyalew; GadiseGezu

dc.contributor.author	FentahunAsfaw
dc.contributor.author	YibeltalAyalew
dc.contributor.author	GadiseGezu
dc.date.accessioned	2020-12-15T11:51:23Z
dc.date.available	2020-12-15T11:51:23Z
dc.date.issued	2020-07
dc.identifier.uri	http://10.140.5.162//handle/123456789/3741
dc.description.abstract	Themainobjectiveofthisstudywastoinvestigatethefactorsaffectingthegroupbased loanrepaymentperformanceinOCSSCOJimmatown.Thisstudywasconductedusingthe descriptiveandexplanatorytypesoftheresearchdesignthatwasalsoappliedthemixed approachofthestudy.Thisstudywasprimarilyconductedonthecustomers,employees andmanagersoftheOCSSCOJimmatown.Therefore,from thetotal1589customersthat weretakenfrom thelastfourconsecutiveyears ,thestudywas conductedon150 participantsofthestudy.ThecollecteddatawasanalyzedandinterpretedusingSPSS versionandstandarddeviation(frequency,valuepercent,andcumulative).Thefindingof thisstudyshowthatBorrowersrelatedfactors,businessfactors,institutionalfactorsand purposesoftheborrowedmoneyweretakenasthefactorsaffectingthegroupbasedloan repaymentperformance.Tomentionsomeofthefactorsfrom alldirection numbersof childrencancustomershave,failure topaytheloan,thewaygroup leadersmonitorloan utilization,groupliabilityandamongfinancialInstitution(OCSSCO),thetimeloanissuedby thelender,theloansizegivenbyOCSSCO,thefrequencyofcollectionofferedbyOCSSCO, therepaymenttime setbytheorganization,interestratesetforthecredit,lackofthe properfollowupoftheloanofficers,weaklegalenforcementforthedefaulters,andlackof traininggiventocustomersoncreditandsavingbytheorganization.Thetypesofbusiness borrowersengagedon,howlongtheborrowersexperiencesondoingbusiness,lackofthe marketstudyconductedbeforestartingbusiness,andlackoftheaccessinformation.Finally ,theresearcherrecommendedthat,theOCSSCO hastobefollow uptheborrowers, trainingonthecreditandsavinghastobegivenfortheborrowers,thetimeofthe repaymenthastobemodified,theinterestratehasalsoberevisedaspertheincomeofthe borrowers	en_US
dc.language.iso	en	en_US
dc.subject	loan	en_US
dc.subject	groupbasedloan	en_US
dc.subject	repaymentperformance	en_US
dc.subject	borrowers	en_US
dc.subject	lenders	en_US
dc.title	Factorsaffectinggroupbasedloanrepayment performance:(ThecaseofOromiaCreditandSaving ShareCompany,JimmaBranch)	en_US
dc.type	Thesis	en_US