Assessment of credit management practice in case of awash international bank s.c jimma branch

Abstract

The study is designed to assess the assessment of credit management in Awash International Bank. For the assessment of credit management of the bank, both primary and secondary data would be used. Primary data was gathered through questionnaire. Secondary data was collected from books, journals articles and the bank’s files and web site. Table and percentage were used to analyze the data. The findings of the study revealed out that most of the bank’s employees have few work experience, the bank provides credit services mostly for services and domestic trades. The bank lends mostly medium term loan which comprises of about 60 percent. Building, cash deposit and vehicles are highly used collateral in the bank to give credit to the customers. The bank relays mostly on installment method to repay loan. The population from which judgmental samples will be taken comprises of branch manager and employees of the bank who have more experience in the area. Based on the finding summary, conclusion is drawn and finally recommendation that supposed to be important to solve the existing problem of credit management practices on Awash International Bank of Jimma branch made